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Ali Klein

NMLS ID 41552

757-925-1333 aklein@tidewaterhomefunding.com

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Blog Image: How the Eviction Moratorium Affects Landlords and Their Mortgages

How the Eviction Moratorium Affects Landlords and Their Mortgages

At the beginning of the coronavirus pandemic, the U.S. government declared a six-month moratorium on all rental evictions, in an effort to prevent mass homelessness as millions lost their jobs. That moratorium has since been renewed by the Trump Administration and the Centers for Disease Control and will now last until the end of 2020. The new ban on evictions apply to people with incomes of $99,000 or less and who attest to not being able to afford their rent. Roughly 40 million Americans will be covered under this new housing payment halt. While that news obviously provides renters wit...

November 18th, 2020 How the Eviction Moratorium Affects Landlords and Their Mortgages

Blog Image: How to Prep Your Home for Winter (and Save Money)

How to Prep Your Home for Winter (and Save Money)

Whether owning or renting a home, there is one thing we all have in common - wanting to save money on our monthly expenses. Considering that winter is one of the most expensive seasons, it makes sense to try to reduce those seasonal expenses as best we can. Expenses include things like your electric bill and gas bill, both of which increase significantly in colder months. Energy-efficient changes will not only make your home more comfortable over the cold season but can save you money in the process. Here are some of the easiest ways you can save this winter, by simply prepping your home...

November 13th, 2020 How to Prep Your Home for Winter (and Save Money)

Blog Image: Should I Pay Off My Mortgage with My 401(k)?

Should I Pay Off My Mortgage with My 401(k)?

The COVID-19 crisis has left millions of Americans unemployed and uncertain of how to make their mortgage payments and other debt obligations. In response to the need for emergency funds, the government created the Coronavirus Aid, Relief, and Economic Security (CARES) Act which provided stimulus checks and better unemployment benefits. It also included provisions that allow people to borrow more money from their retirement accounts while waiving penalty fees for early withdrawal. For many, this might seem like a great way to pay off their mortgage now and reduce their debt load. However, ever...

November 4th, 2020 | Mortgage Advice, Should I Pay Off My Mortgage with My 401(k)?

Blog Image: Prepare For These Unforeseen Homebuying Costs

Prepare For These Unforeseen Homebuying Costs

If you’re getting ready to buy a home, you’ve probably been saving for your down payment and are accounting for your new mortgage loan and the monthly payments that go along with it. But it might actually be the smaller, surprise expenses that cause the most stress. They tend to catch many homebuyers off-guard and can add up when all is said and done. Here’s a look at the unforeseen costs that surprise homebuyers most often, so you can be best prepared. Inspections & Appraisals Many mortgage lenders require a professional home inspection before they will approve ...

October 30th, 2020 Prepare For These Unforeseen Homebuying Costs

Blog Image: Should I Pay Off Student Loans with a Home Refinance?

Should I Pay Off Student Loans with a Home Refinance?

In today’s unpredictable COVID-19 employment environment, many Americans are feeling an economic pinch. Those who have student loans received temporary relief with the government CARES Act, but when that ends, some borrowers may be wondering how they are going to make their payments again. For homeowners, it may be possible to get a refinance loan to pay off all the student loan debt. But is this a smart solution? Pros of Paying off Student Loans with Refinance Money By taking out a refinance mortgage to pay off student loans, borrowers can consolidate their debts into one payment....

October 21st, 2020 | Refinancing a Home, Should I Pay Off Student Loans with a Home Refinance?

Blog Image: How to Make Your Home More Energy Efficient

How to Make Your Home More Energy Efficient

Are you thinking about making your home more energy efficient? You can make both small and big changes to drastically reduce the amount of energy you consume in your home each month, and actually lower your electricity bill! As with most technology, solar panels have become more affordable over the years, and harnessing solar energy to power your home is more doable than ever. Most commonly, people install PV solar panels (photovoltaic). These are what you see on people’s roofs and over parking lots, etc. Although not necessarily cheap to install, solar panels provide cost-saving bene...

October 15th, 2020 How to Make Your Home More Energy Efficient

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