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Ali Klein

NMLS ID 41552

757-925-1333 aklein@tidewaterhomefunding.com

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Blog Image: How the Eviction Moratorium Affects Landlords and Their Mortgages

How the Eviction Moratorium Affects Landlords and Their Mortgages

At the beginning of the coronavirus pandemic, the U.S. government declared a six-month moratorium on all rental evictions, in an effort to prevent mass homelessness as millions lost their jobs. That moratorium has since been renewed by the Trump Administration and the Centers for Disease Control and will now last until the end of 2020. The new ban on evictions apply to people with incomes of $99,000 or less and who attest to not being able to afford their rent. Roughly 40 million Americans will be covered under this new housing payment halt. While that news obviously provides renters wit...

November 18th, 2020 How the Eviction Moratorium Affects Landlords and Their Mortgages

Blog Image: How to Prep Your Home for Winter (and Save Money)

How to Prep Your Home for Winter (and Save Money)

Whether owning or renting a home, there is one thing we all have in common - wanting to save money on our monthly expenses. Considering that winter is one of the most expensive seasons, it makes sense to try to reduce those seasonal expenses as best we can. Expenses include things like your electric bill and gas bill, both of which increase significantly in colder months. Energy-efficient changes will not only make your home more comfortable over the cold season but can save you money in the process. Here are some of the easiest ways you can save this winter, by simply prepping your home...

November 13th, 2020 How to Prep Your Home for Winter (and Save Money)

Blog Image: Should I Pay Off My Mortgage with My 401(k)?

Should I Pay Off My Mortgage with My 401(k)?

The COVID-19 crisis has left millions of Americans unemployed and uncertain of how to make their mortgage payments and other debt obligations. In response to the need for emergency funds, the government created the Coronavirus Aid, Relief, and Economic Security (CARES) Act which provided stimulus checks and better unemployment benefits. It also included provisions that allow people to borrow more money from their retirement accounts while waiving penalty fees for early withdrawal. For many, this might seem like a great way to pay off their mortgage now and reduce their debt load. However, ever...

November 4th, 2020 | Mortgage Advice, Should I Pay Off My Mortgage with My 401(k)?