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Ali Klein

NMLS ID 41552

757-925-1333 aklein@tidewaterhomefunding.com

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Blog Image: Prepare For These Unforeseen Homebuying Costs

Prepare For These Unforeseen Homebuying Costs

If you’re getting ready to buy a home, you’ve probably been saving for your down payment and are accounting for your new mortgage loan and the monthly payments that go along with it. But it might actually be the smaller, surprise expenses that cause the most stress. They tend to catch many homebuyers off-guard and can add up when all is said and done. Here’s a look at the unforeseen costs that surprise homebuyers most often, so you can be best prepared. Inspections & Appraisals Many mortgage lenders require a professional home inspection before they will approve ...

October 30th, 2020 Prepare For These Unforeseen Homebuying Costs

Blog Image: Should I Pay Off Student Loans with a Home Refinance?

Should I Pay Off Student Loans with a Home Refinance?

In today’s unpredictable COVID-19 employment environment, many Americans are feeling an economic pinch. Those who have student loans received temporary relief with the government CARES Act, but when that ends, some borrowers may be wondering how they are going to make their payments again. For homeowners, it may be possible to get a refinance loan to pay off all the student loan debt. But is this a smart solution? Pros of Paying off Student Loans with Refinance Money By taking out a refinance mortgage to pay off student loans, borrowers can consolidate their debts into one payment....

October 21st, 2020 | Refinancing a Home, Should I Pay Off Student Loans with a Home Refinance?

Blog Image: How to Make Your Home More Energy Efficient

How to Make Your Home More Energy Efficient

Are you thinking about making your home more energy efficient? You can make both small and big changes to drastically reduce the amount of energy you consume in your home each month, and actually lower your electricity bill! As with most technology, solar panels have become more affordable over the years, and harnessing solar energy to power your home is more doable than ever. Most commonly, people install PV solar panels (photovoltaic). These are what you see on people’s roofs and over parking lots, etc. Although not necessarily cheap to install, solar panels provide cost-saving bene...

October 15th, 2020 How to Make Your Home More Energy Efficient

Blog Image: How to Get a Small Dollar Mortgage Loan

How to Get a Small Dollar Mortgage Loan

Buying a house is a straightforward process, right? You line up a lender, you find the right house and you get a mortgage to buy it. While this is the case in much of the country, there are plenty of regions where the home prices are too low for traditional home loans. How can a loan be “too small?” And where can buyers find alternate funding options? Small Dollar Mortgages Defined Most home loans under $100,000 are considered to be small dollar mortgages. In 2019, less than 10% of all U.S. single-family or condominium home purchases were for $100,000 or less. That’s a ...

October 7th, 2020 | First-time Homebuyers, Purchasing a Home, How to Get a Small Dollar Mortgage Loan