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Ali Klein

NMLS ID 41552

757-925-1333 aklein@tidewaterhomefunding.com


Blog Image: A Message from President and CEO, Kim Curtis

A Message from President and CEO, Kim Curtis

To our dedicated team members, valued customers, and business partners, 2020 marks our 20th year in business.  This is a milestone for which we are most proud, and we could not have achieved this milestone without your support. Our plans to commemorate and celebrate this important benchmark are temporarily on-hold due to the crisis our fellow American neighbors and our friends around the globe continue to experience.  The year 2020 will forever be imprinted on our lives, the lives of our children, and future generations.  A global pandemic leading to a financial ...

June 19th, 2020 A Message from President and CEO, Kim Curtis

Blog image: When Should You Buy Your First Home?

When Should You Buy Your First Home?

So you’re thinking about buying your first home? Maybe you’re young, feeling set in your career, and want a place to call your own. Perhaps you’re looking to start a family and want to lay down roots somewhere. Or maybe you want to invest in an income property and rent out a back-house or duplex. Whatever your ‘why’, you’ve got the feeling and maybe you’ve been saving up for a down payment. But this is most likely the biggest financial decision of your life, so it’s important to plan ahead and ensure that you’re prepared for the jour...

June 18th, 2020 When Should You Buy Your First Home?

Blog Image: What is an ARM loan?

What is an ARM loan?

While fixed-rate loans are one of the most popular choices for mortgage loans, there is another choice: the adjustable-rate mortgage or ARM loan. If you’ve ever wondered what an ARM loan is or why anyone would want one, here is what you need to know: ARMs Defined An adjustable-rate mortgage is a type of home loan with a short fixed-rate period, after which the interest rate is allowed to adjust periodically based on certain market indexes. How an ARM Works An ARM loan comes with an initial low-rate period of anywhere from one to ten years. During that time, your interest rate...

June 17th, 2020 | Adjustable Rate Mortgages, What is an ARM loan?

Blog Image: 10 Questions to Ask Your Loan Officer

10 Questions to Ask Your Loan Officer

Searching for the right lender is just as important as finding the right home! Your loan officer plays a key role in the homebuying process, specifically when it comes to your mortgage application, and they will help you figure out the best financing options for you. So when you’re shopping for lenders, it’s important to remember that they’re there to help you. You should feel confident in being particular if someone you meet with doesn’t answer questions to your liking, or you don’t get a good first impression. Continue meeting with agents and asking questions un...

June 5th, 2020 10 Questions to Ask Your Loan Officer

Blog Image: Understanding Mortgage-related Insurance

Understanding Mortgage-related Insurance

When you buy a home with a mortgage, you will be required to pay all sorts of insurance, including homeowner’s insurance, title insurance and private mortgage insurance. What are all these policies and why do you have to pay for them? Homeowner’s Insurance Homeowner’s insurance is a policy that protects you against loss if your property or any structures on it are damaged. This covers damage from fire, storms, and vandalism. If you are unable to live in your home because of one of these issues, the insurance will also cover the cost of temporary housing while your home ...

June 3rd, 2020 Understanding Mortgage-related Insurance