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Ali Klein

NMLS ID 41552

757-925-1333 aklein@tidewaterhomefunding.com


Blog Image: Mortgage 101: Breaking Down the Basics

Mortgage 101: Breaking Down the Basics

The homebuying process can be overwhelming and confusing, especially when industry jargon starts getting thrown around. But we’re here to help demystify the process a little bit, and break down some of the most common terms you’ll hear along the way. That’s why we created this Mortgage 101 Guide to break down the basic terms for you. We’ve organized terms by homebuying phases so, let’s get to it!  Homebuying Debt-to-Income (DTI) Your debt-to-income ratio is your total debt (credit cards, loans, etc.) divided by your income. It is used by lenders to asses...

April 22nd, 2020 Mortgage 101: Breaking Down the Basics

Blog Image: Building Wealth Through Homeownership

Building Wealth Through Homeownership

In our current climate, most people are probably in “survival” mode so when it comes to finances, they’re focusing more on making sure they can cover all current expenses, supporting their families, and looking at the short-term vs long-term financial plan. Financial “extras” like investments may have taken a back-seat to paying the bills and padding emergency funds. Financial experts are paying close attention to the market and taking things day by day. But if homeownership was in your financial plan, don’t write it off just yet. If you’re in the posi...

April 13th, 2020 Building Wealth Through Homeownership

Blog Image: How to Buy a Home During COVID-19

How to Buy a Home During COVID-19

With most of the country on shelter-in-place orders due to the outbreak of the COVID-19 virus, the homebuying process has undergone plenty of changes for those still looking to get into a home of their own. Buyers, sellers and real estate agents have had to make adjustments for the safety of all. If you are in the midst of your home search or ready to start, here’s what you need to know about buying a home during this challenging coronavirus environment. Virtual Shopping & Viewing Agents and sellers have had to get creative during this time of social distancing. Buyers have had...

April 8th, 2020 | Purchasing a Home, How to Buy a Home During COVID-19