757-925-1333
tphelps@tidewaterhomefunding.com
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Tim Phelps

NMLS ID 51442

757-925-1333 tphelps@tidewaterhomefunding.com

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smartARM *Only 5% Down, Up to $750,000, NO MI

smartARM *Only 5% Down, Up to $750,000, NO MI

August 5th, 2019

Adjustable Rate Mortgage program for primary residences. Qualify at the start rate plus no mortgage insurance equals more buying power. Local in-house underwriters providing excellent and timely customer service.

• 5/5 or 10/5 ARM products, with fixed rate for first 5 or 10 years
• NO mortgage insurance (MI) up to 95% LTV
• Available for Purchase, Refinance (Rate/Term or Cash Out)
• Owner Occupied and 2nd Home

*The above are general guidelines. Additional restrictions and loan qualifications apply. Farmers Bank Home Mortgage reserves the right to discontinue loan programs at any time. Please call for more details. Farmer Bank Home Mortage is licensed in Virginia, North Carolina & Florida. NMLS# 41552 (www.nmlsconsumeraccess.org). Equal Housing Lender.